Recently, the company “icashloans.com” sent a text message purportedly from (757) 462-0547 claiming:
“Wells Fargo is offering $950 cash loans deposited in 2 hrs. Bad Credit is OK. Claim the money at cashin2hrs.com and get funds transferred now.”
If you have received an unsolicited text message from this or any other company, federal law (Telephone Consumer Protection Act of 1991) provides that you may be entitled to significant financial compensation for each violation.
In addition to private litigation over unsolicited text messages, The Federal Trade Commission has taken to suing text spammers. See an example of an FTC text spam complaint here.
icashloans.com text
If you have any information about this company, including who is behind it and where they are actually located, please contact us.
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icashloans.com
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The address listed on their website is below:
iCashLoans.com
6130 Elton Ave
Suite 386
Las Vegas, NV 89107 (855) 208-8086
See the scambook.com listing about this company here.
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http://www.examiner.com/article/payday-loan-scams-threaten-emergency-services-phone-lines
Payday loan scams threaten emergency services phone lines
According to the National Consumer League (nclnet.org), a consumer advocacy organization, “NCL has received numerous complaints from consumers reporting that they’ve been approached by scammers claiming to represent payday loan companies, collection agencies and law enforcement. The scammers frequently use information acquired from legitimate online loan applications to trick their victims into believing that the scammers are truly representatives of their loan providers. These scammers use the threat of being arrested to intimidate their victims into giving them money.”
This Icashloans is tied to Cash Reserves LLC which is tied to a plethora of payday loan websites . Some of them located outside the country . This is one of them :
http://hrpayday.us
Domain Name: HRPAYDAY.US
Domain ID: D38176261-US
Sponsoring Registrar: ENOM, INC.
Sponsoring Registrar IANA ID: 48
Registrar URL (registration services): whois.enom.com
Domain Status: clientTransferProhibited
Registrant ID: 98E5095F89F7EAF3
Registrant Name: wachira thientanopajai
Registrant Address1: 67/549 moo 4
Registrant Address2: thatumnuk
Registrant City: narkornchaisi
Registrant State/Province: narkornphatom
Registrant Postal Code: 73120
Registrant Country: Thailand
Registrant Country Code: TH
Registrant Phone Number: +66.894760592
Registrant Email:
Registrant Application Purpose: P1
Registrant Nexus Category: C12
Administrative Contact ID: 98E5095F89F7EAF3
Administrative Contact Name: wachira thientanopajai
Administrative Contact Address1: 67/549 moo 4
Administrative Contact Address2: thatumnuk
Administrative Contact City: narkornchaisi
Administrative Contact State/Province: narkornphatom
Administrative Contact Postal Code: 73120
Administrative Contact Country: Thailand
Administrative Contact Country Code: TH
Administrative Contact Phone Number: +66.894760592
Administrative Contact Email:
Administrative Application Purpose: P1
Administrative Nexus Category: C12
Billing Contact ID: 98E5095F89F7EAF3
Billing Contact Name: wachira thientanopajai
Billing Contact Address1: 67/549 moo 4
Billing Contact Address2: thatumnuk
Billing Contact City: narkornchaisi
Billing Contact State/Province: narkornphatom
Billing Contact Postal Code: 73120
Billing Contact Country: Thailand
Billing Contact Country Code: TH
Billing Contact Phone Number: +66.894760592
Billing Contact Email:
Billing Application Purpose: P1
Billing Nexus Category: C12
Technical Contact ID: 98E5095F89F7EAF3
Technical Contact Name: wachira thientanopajai
Technical Contact Address1: 67/549 moo 4
Technical Contact Address2: thatumnuk
Technical Contact City: narkornchaisi
Technical Contact State/Province: narkornphatom
Technical Contact Postal Code: 73120
Technical Contact Country: Thailand
Technical Contact Country Code: TH
Technical Contact Phone Number: +66.894760592
Technical Contact Email:
Technical Application Purpose: P1
Technical Nexus Category: C12
Name Server: DNS1.SUPREMEPANEL23.COM
Name Server: DNS2.SUPREMEPANEL23.COM
Created by Registrar: ENOM, INC.
Last Updated by Registrar: ENOM, INC.
Domain Registration Date: Mon Nov 19 21:14:53 GMT 2012
Domain Expiration Date: Mon Nov 18 23:59:59 GMT 2013
Domain Last Updated Date: Sat Mar 09 10:45:29 GMT 2013
Caveat Emptor . Beware of Payday Loan Sites with no proper address or telephone number .
http://www.19actionnews.com/story/15936410/scam-alert-fake-payday-loan-collectors
Scam Alert: Fake Payday Loan Collectors
Lawyers.comsm
People struggle to keep up with day-to-day expenses in today’s economy. Many turn to payday loans as a temporary fix for financial stress. Scammers are now cashing in on this situation to scare people into paying bills they don’t owe.
High Price for Payday Loans
Payday loans are small, short-term, high-interest loans that typically come due on your next payday. The way they work is you write a check to the lender for the amount of the loan plus the lending fee. The lender gives you cash for the loan amount and holds your check for deposit for two weeks, or until your next payday.
Although convenient, payday loans come at a very high price. The lending fee (generally 15 to 30 percent of the loan amount) applies each time the loan is extended. The real cost of these loans (the annual percentage rate of interest) ranges from an astounding 300 to 1000 percent!
The Federal Trade Commission urges consumers to avoid payday loans and look for cheaper finance alternatives.
Schemers Threaten Legal Action
Nevertheless, people unable to get credit elsewhere turn to payday loans to help them through desperate times. Scammers are taking advantage of these borrowers’ vulnerability to con them out of even more money.
In 2009, the Better Business Bureau warned about a telephone scheme targeting people nationwide. Phony bill collectors call accusing people of not repaying payday loans. Victims are told they’ll be arrested if they don’t immediately wire a $1,000 payment or provide bank account or credit card numbers.
It’s Still a Problem
The scammers haven’t given up, though. For example, in May 2011, Arizona’s attorney general warned people about a similar scam. Consumers are receiving collection calls from fake law firms or fake government agencies telling them they owe money to a payday loan company and threatening them with legal action.
They’re Convincing, Too
In both cases, consumers are duped because the scammers use official sounding company names and they know a lot of personal information about the victims, like their social security numbers, driver’s license numbers and old bank account numbers. They sometimes refer to the victim’s employer and even mention the names of personal friends and professional colleagues.